Direct bridging lender · Manchester

Bridging finance, decided by real people.

Loans from £75k to £3m, reviewed by a named underwriter rather than an algorithm. Terms in principle within 24 hours.

  • Up to 75% LTV, auction included
  • Adverse credit considered
  • England, Scotland & Wales

The calculator appears once criteria are published.

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75%

Maximum LTV, auction purchases included

7 days

Fast-Track completions in under a week

£75k

Minimum loan, up to £3m

24h

To terms in principle

Panoramic view across Manchester’s red-brick rooftops and city skyline
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Why Bluecroft

A lender you can actually talk to

  1. 01

    A named underwriter

    You speak to the person who makes the decision, from first call to completion. No queues, no anonymous credit team.

  2. 02

    People, not algorithms

    Every deal is read and reviewed. If the story makes sense, we look for a way to lend on it.

  3. 03

    Adverse credit considered

    A missed payment or old CCJ isn’t an automatic no. Tell us what happened and we’ll tell you what we can do.

How it works

From first call to funds

  1. 1

    Tell us about the deal

    Use the calculator, call us or send the details. A short conversation is enough to start.

  2. 2

    Terms in principle

    Your underwriter reviews it and comes back with indicative terms within 24 hours.

  3. 3

    Valuation

    Automated or desktop valuations where they fit, so you aren’t waiting weeks for a surveyor.

  4. 4

    Funds released

    Once valuation and legal work are done, we release funds. Fast-Track cases can complete in under 7 days.

Got a deal on the table?

Call and you’ll speak to an underwriter, not a switchboard.

A hand passing a set of house keys to another person
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