Direct bridging lender · Manchester
Bridging finance, decided by real people.
Loans from £75k to £3m, reviewed by a named underwriter rather than an algorithm. Terms in principle within 24 hours.
- Up to 75% LTV, auction included
- Adverse credit considered
- England, Scotland & Wales
The calculator appears once criteria are published.
75%
Maximum LTV, auction purchases included
7 days
Fast-Track completions in under a week
£75k
Minimum loan, up to £3m
24h
To terms in principle

Why Bluecroft
A lender you can actually talk to
- 01
A named underwriter
You speak to the person who makes the decision, from first call to completion. No queues, no anonymous credit team.
- 02
People, not algorithms
Every deal is read and reviewed. If the story makes sense, we look for a way to lend on it.
- 03
Adverse credit considered
A missed payment or old CCJ isn’t an automatic no. Tell us what happened and we’ll tell you what we can do.
How it works
From first call to funds
- 1
Tell us about the deal
Use the calculator, call us or send the details. A short conversation is enough to start.
- 2
Terms in principle
Your underwriter reviews it and comes back with indicative terms within 24 hours.
- 3
Valuation
Automated or desktop valuations where they fit, so you aren’t waiting weeks for a surveyor.
- 4
Funds released
Once valuation and legal work are done, we release funds. Fast-Track cases can complete in under 7 days.
Got a deal on the table?
Call and you’ll speak to an underwriter, not a switchboard.

